Indian families living in slums given opportunity to transform one-room shacks into their dream homes

Three women sit on a raised platform beneath a pink brick archway of a building with windows and a blue door. Green potted plants are visible in the foreground and to the sides.

For families living in the slum of Sanjaynagar in Maharashtra, India, “home” hasn’t exactly invoked feelings of comfort or safety.

People live in one-room homes alongside a handful of other family members, experiencing little to no amenities like indoor plumbing or leak-free roofs. 

Since the first dwellers arrived in Sanjaynagar in the 1980s, more than 900 people from about 22 different communities have squeezed into 206 metal shacks. 

But in 2018, the non-governmental organization Snehalaya began working with the Community Design Agency to turn the informal settlement into safe housing for as many people as possible.

In alignment with the Indian government’s Housing For All program, and a number of other housing organizations, CDA embarked on a creative and collaborative redevelopment project, involving 937 Sanjaynagar residents in designing a new apartment complex, and even welcoming them to help make financial and management systems.

Now, at least 33 families — 100 people — live in the first completed building of the redevelopment project, which they call “Swapnapurti,” a word that translates to “a dream fulfilled.”

A multi-story brick building with red-orange facades and arched openings on the ground level. Metal railings line the balconies across multiple levels. Green climbing vines and potted plants are visible in the courtyard area.
Courtesy of Community Design Agency

Each unit includes a living room, single bedroom, kitchen, bathroom, and a balcony. There is running water. Green plants, bamboo screens, and bricks made of crushed sand and ash have made the homes 8-10 degrees cooler. There are more than 25 community spaces, like roof gardens, courtyards, and a health center.

The amenities are abundant, but what most community members appreciate most is that they have their own space.

“I relish the privacy I have now,” resident Pooja Gawali told NPR. Prior to moving into the new apartments, she shared a one-room shack with six other adults. 

“It’s a joy to be able to live freely. We’re still a tight-knit family, but life is so much easier when everyone has their own space.”

Several people sit in a peach-colored room with red tile flooring. Two men on the left read from papers while seated on a wooden bench; a girl sits at a small wooden table in the center; two women in traditional dress sit on a bed in the background; a man at a desk on the right writes in a notebook. A wall clock, framed artwork, and a window with patterned curtains are visible.
Courtesy of Community Design Agency

CDA reported that 50% of the current apartment homes are owned by women, who also experience enhanced dignity and safety with private toilets and running water. 

Residents are also able to keep vital connections to their existing communities, livelihoods, land, and cultures, as they build new avenues of wellbeing, education, and employment. 

But how can slum-dwelling families suddenly have the means to move into what would be considered a luxury apartment? 

The Sanjaynagar Redevelopment Project works with the local government and its charitable donors to front much of the costs, but then each participating family pays 10% of the costs of construction — about $1,000 for a 300-square-foot apartment, NPR reported.

A man in a yellow shirt points to a large printed chart while seated among a group of people who are also examining the document with markers and highlighters.
Community members assist in the planning of the Sanjaynagar Redevelopment Project. Courtesy of Community Design Agency

The families pay this by taking out low-interest housing loans provided by Rang De, a social lending platform that specializes in peer-to-peer lending. This connects borrowers directly with individual lenders and bypasses traditional banks, making interest rates lower and approval easier.

“The question we are trying to solve is ‘how do we enhance social cohesion, how do we use design and building to make sure that social capital flourishes, so that the communities can strengthen even more?’” Sandhya Naidu, managing director at CDA, the agency that helped develop the apartments, said in a statement

“It is now more critical than ever to collectivize and innovate if we are to increase access to affordable housing in India. At every step, our work is based around one key question: What does it take to build thousands of communities and not millions of homes?”

Woman in blue and yellow clothing sits on ground against bright pink corrugated metal wall with clotheslines of colorful fabrics hung above; two brown dogs visible nearby on unpaved ground.
A resident sits outside of a shack in Sanjaynagar. Courtesy of Community Design Agency

While only one apartment building has been actualized so far, a second is under construction now, and the results of the pilot show promise. The redevelopment project was just awarded a Silver prize at this year’s World Habitat Awards.

“This project highlights why in-situ upgrading should be a tenet of housing policy,” David Ireland, CEO of World Habitat, said in a press release. 

“Involving residents throughout the regeneration process delivers so much more than just improved living conditions. It strengthens and empowers communities.”

As the next stage of construction gets underway, Sanjaynagar families now living in Swapnapurti see the potential for everyone in their village. And for the project organizers who are making it happen, this trust is instrumental. 

Woman in a turquoise and patterned sari stands at a stove in a kitchen with patterned floor tiles, red stool, wall-mounted shrine with red and white fabric, and metal storage containers on shelves.
A resident enjoys a full kitchen in her new apartment. Courtesy of Community Design Agency

“We often forget that slums possess high levels of social capital. These are networks built over the years on trust and solidarity,” Janardhan, of CDA, told NPR. 

“Most low-income re-housing programs [in India] displace residents completely from where they’ve lived, moving them to an entirely new location, and they stand to lose all of that. We didn’t want that to happen.”

So far, the project has been a success. And it’s only getting started.

“The pilot provides an alternative redevelopment model that is scalable, low-carbon, and a community-led blueprint for inclusive housing across India,” World Habitat remarked on the project.

“It now has plans to complete a total of 10 buildings in Sanjaynagar and to share the successful model with other city governments in India.”

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Featured Image: Courtesy of Community Design Agency

Article Details

August 4, 2026 10:35 AM
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